Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Point Loma Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.
TOLL FREE INFOLINE Certified counselors are available to help answer your questions about money management and other personal finance topics.
MONEY MANAGEMENT Take a closer look at your spending and savings plan, and develop a plan of action to meet your financial goals.
CREDIT REPORT REVIEW A counselor will review your credit report with you, making sure you understand the content and know your rights.
HOUSING COUNSELING Buying a home is one of the biggest financial commitments you will ever make. A counselor can help you make a plan.
DEBT MANAGEMENT If the bills are starting to pile up, a counselor can review your options, and even provide a structured repayment plan.
IDENTITY THEFT SOLUTIONS
Takes steps to avoid becoming a victim of identity theft, or recover if damage has already been done.
BalanceTrack is an online personal education program that will guide you through core aspects of financial management.
Create a realistic budget and find tools and tips for tracking expenses and taking control of your personal finances.
Access education articles, in-depth mini-series, e-newsletters and a full suite of financial calculators.