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Your Personal Information

First name*: Last name*:
Last four digits of your account/member number (if applicable):
Street Address*:    City*:    State*:    Zip*:
Referring Organization*:


1. An example of "phishing" is when a thief:

Steals files from your place of work
Poses as a legitimate company to request your personal information via email
Steals statements from the trash

2. In order for a thief to use your debit card, he or she:

Must have your PIN
Can use your PIN, choose the “credit” option in a store, or makes purchase online or over the phone
Must have your Social Security number

3. You should check your credit reports for fraudulent activity:

At least monthly
At least annually
Only when you suspect your information has been compromised

4. You should only share your personal information if:

You are forced to by a court order
The person asking for it says he or she is trustworthy
You know how the information will be used, you know the person or company you are dealing with is legitimate, and you initiated the contact

5. How often should you check your billing statements?

When they are issued
Once every three months
Checking your statements is not important because the creditor or financial institution will contact you if there is a problem

6. Can you file a police report if you have been the victim of identity theft?

Only if the thief stole at least $10,000

7. Which is a true statement about fraud alerts?

You must pay a fee to add the alert
Once the alert is placed, credit issuers must verify your identity before opening a new account
You will need to have documentation of the crime and a police report to place a 90-day alert

8. A method to prevent fraud by having your credit report made unavailable for viewing is called a:

Fraud alert
Credit hold
Security freeze

9. Under federal law, your liability for a lost or stolen credit card is limited to:


10. Which law gives you the right to receive a free copy of your credit report once a year?

The Fair Credit Billing Act
The Fair and Accurate Credit Transactions Act
The Fair Debt Collection Practices Act

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