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Your credit standing doesn’t have to be a riddle. While there are several factors to take into account and certain guidelines to follow, once you know these you can make informed choices on how to best use your credit to open up financial possibilities for yourself.

For a personalized one-on-one analysis of your credit reports, contact BALANCE at 888.456.2227 to learn how you can set up a Credit Report Review with a trained counselor. If you are concerned about the security of your financial information, counselors at BALANCE are also able to instruct you on how to detect and deal with identity theft.