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Whether it results from a loss of income or a sudden increase in costs, a personal financial crisis can send your entire world into disarray. That doesn't mean, though, that you have to just give up and stick your head in the sand. If you have hit a rough patch, know that there are always measures you can take to not only improve your present situation, but also give yourself a brighter outlook for the years ahead. This toolkit is designed to give you all the resources you need to weather the money storm and find safe harbor.

In addition to these tools, you have access to trained money management professionals who can answer your questions and help you understand how to withstand or bounce back from a financial setback. Call BALANCE at 888.456.2227 to speak to a counselor.