Have you lost your job or had your hours cut? Are you worried about paying your mortgage?
If so, you are not alone. Currently, millions of Americans are struggling to make ends meet. The following articles provide information to help you survive the financial crisis.

Making Home Affordable Program
In March 2009, the federal government introduced the Making Home Affordable program. As the name implies, its purpose is to help struggling homeowners stay in their homes by giving them affordable, sustainable mortgages.
Financial First Aid Workbook
Many circumstances in life can derail even the best money management plan. If you have found yourself in a situation where you can’t keep up with your bills, you’ll need to take an inventory and prioritize your financial obligations.
How Will the Stimulus Bill Help You?
The government’s actions to aid struggling businesses have garnered much of the media’s attention. However, the recently passed American Recovery and Reinvestment Act of 2009, more commonly known as the “stimulus bill”, also contains several measures designed to help individuals.
Early Delinquency Intervention:
Saving Your Home from Foreclosure

There are many reasons homeowners face difficulty in making mortgage payments: unexpected expenses, unemployment, illness, etc. Whatever the reason, it is important to be informed of all available options and to act quickly.
Foreclosure Rescue Scams
In many communities, “We Buy Houses” and “Stop Foreclosure” signs are a familiar sight. If you are a desperate homeowner unable to keep up with your mortgage, you may be tempted to call the number on a sign. Don’t. Unfortunately, there have been a slew of con artists that have popped up in recent years who prey on homeowners facing foreclosure.
Renters' Rights in a Foreclosure
Every month, you dutifully send in your rent on time. You assume that your landlord is just as dutiful in paying the mortgage. However, one day, you come home and see a foreclosure notice on the door. The landlord hasn’t paid the mortgage in months and is going to lose the home. What are your rights? Do you have to move?
Preparing for a Financial Setback
Living on less is never easy, but with a little planning and a positive attitude, you should be able to weather most financial storms. So, take a deep breath, relax, and review the following tips that you can help make any setback smooth and (almost) painless.
How To Manage Your Finances in a Slow Economy
In periods of economic decline many people find themselves squeezed from both sides – facing both rising prices and a loss of income. While you may not have control over the economy you do have control over the actions that you take to prepare for possible financial difficulty.
What to Do if Your Income is Reduced
Its challenging enough to make a paycheck last when it comes on a regular basis - but what happens when you have to take mandatory vacation, or are paid for some months out of the year but not others? With planning and a careful look at your finances, you can survive the times when the checks are on hold but the expenses march on.
 
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