Identity Theft Risk Assessment

How secure is your personal information against identity theft? To find out, answer Yes or No to the following questions.

  1. I shred all pre-approved credit offers, account statements, and financial documents before disposing of them.

  2. I never carry my Social Security card.

  3. I have a locked, secured mailbox.

  4. My Social Security and driver license numbers are not printed on my checks.

  5. I review each of my credit reports annually.

  6. I only carry those credit cards that I use.

  7. I carefully review my monthly credit card statements before paying them.

  8. When shopping on the Internet, I buy only from secure websites.

  9. I am aware of all my creditor due dates, and know immediately if a bill is missing.

  10. I know the security procedures at my place of work.

  11. I never reveal personal information unless I initiated the contact and know exactly who I’m dealing with.

  12. I have up-to-date virus protection software installed on my computer.

  13. I never store personal and financial information on my laptop.

  14. I know exactly what to do and who to contact in case my wallet is stolen.

  15. I have complete copies of all my credit cards stored in a safe place.

  16. All of my account passwords are too complicated for anyone to guess.

For maximum identity theft prevention, all of the answers should be Yes. Have a few (or more) No’s?
Review the Prevention section for safety measures.
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