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DMP Guidelines

  • The Debt Management Plan (DMP) is voluntary for both you and your creditors.

  • The signed DMP agreement must be received prior to us contacting your creditors.

  • We suggest you contact your creditors to inform them you will be starting a Debt Management Plan. Give them your client number as well as your counselor’s name and our telephone number.

  • Your monthly deposit may be made by money order or cashier’s check to:
  • CCCS of San Francisco
    595 Market Street, 15th Floor
    San Francisco, CA 94105

  • No cash or personal checks will be accepted! You have the option of enrolling in the Electronic Deposit Service (EDS) with your first payment. If you do not choose this option, please make your payment in the form of a cashier’s check or money order.

  • Full payment is expected every month. If you are unable to pay please call us immediately; otherwise you may be dropped from the plan.

  • After the first 3 months, if you wish to increase your payments, you may do so.

  • You will receive a monthly Client Status Report after receipt of your first deposit.

  • Most of your creditors will continue to send you monthly statements. Your creditors’ policy of reporting to credit bureaus may vary.

  • Participation in the DMP does not protect you from legal action imposed by your creditors.

  • If at any time in the future you choose to resume payments on your own, you may do so. However, creditor concessions granted through the DMP may be forfeited.

  • Upon successful completion of the DMP, we will assist you in re-establishing credit.
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