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A decrease in pay or hours can quickly throw a wrench into even the most carefully structured financial plan. But it doesn’t mean you have to give up your dreams or suffer through money agony. It will take some adjustments and maybe some sacrifices, but with careful analysis and restructuring you can weather the storm and keep your ship on the right course.

In addition to these resources, you have access to trained money management professionals who can help you create a workable spending plan on your reduced income. Call BALANCE at 888-456-2227 to speak to a counselor.